Residential Lending


There are a few types of residential mortgages. In this part we are going to list the types of residential mortgages that we offer:

  • Conventional Mortgages
    • 15 and 30 Year Fixed-Rate Mortgages
    • Fixed-Rate Balloons
    • Fixed-Rate with Temporary Buydown
    • Interest-Only Mortgages
    • Adjustable-Rate Mortgages (ARMs)
  • FHA Mortgages
    • Purchase/Refinance
  • VA Mortgages
    • Purchase/Refinance
  • USDA
  • 203K’s/residential construction loan
  • Home Ready Products/ First time homebuyers’ programs
  • Refinancing

The benefit of dealing with BHS Mortgages Residential & Commercial is that we work with multiple lenders at all times and we have the flexibility to negotiate to get you the best rates and fees on the transaction.