Specialty Services
Specialty Loans
There are a few types of specialty loans. In this part we are going to list the types of specialty loans that we offer.
There are a few types of specialty loans. In this part we are going to list the types of specialty loans that we offer.
A DSCR loan is a non-qualified mortgage (non-QM) designed for real estate investors. Instead of relying on personal income or tax returns, approval is based on the property’s rental income.
Read MoreBank statement loans are a type of non-qualified mortgage (non-QM) designed mainly for self-employed borrowers. Instead of tax returns or W-2s, lenders use 12 to 24 months of personal or business bank statements to evaluate income and cash flow.
Read MoreProfit & Loss (P&L) loans are non-qualified mortgages (non-QM) that use a borrower’s profit and loss statements, rather than W-2s or tax returns, to determine eligibility for a home loan.
Read MoreForeign national loans are mortgage products created for non-U.S. citizens or residents who want to buy property in the United States. They are designed for borrowers who may not have a U.S. credit history, Social Security number, or permanent residency status.
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